Layered Nacho Dip

Ingredients
- 1 16 oz can refried beans
- 1 pkg taco seasoning mix
- 16 oz sour cream
- 2 large tomatoes diced
- 1 small onion finely chopped
- 1 12 c shredded Monterey Jack cheese or 1 c sharp Cheddar and 12 c Monterey Jack
Directions
- Layer ingredients in the order given Serve with corn chips or tostados Yield 8 cups