Pudding Delight

Ingredients

• 1 12 pkg graham cracker crumbs
• 1 stick margarine or butter softened
• 1 Tbsp sugar
• 1 8 oz cream cheese
• 1 c powdered sugar
• 12 large container Cool Whip
• graham cracker crust
• 3 pkg instant pudding your choice
• 4 12 c milk
• nuts or toasted coconut

Directions

1. Mix together cracker crumbs margarine or butter and sugar Spread in 9 x 13-inch pan