Taco Dip I

Ingredients
- 12 oz can refried beans
- 2 8 oz pkg cream cheese
- 1 lb ground beef
- 1 envelope taco seasoning mix
- 16 oz jar salsa
- shredded Monterey JackColby cheese
- 2 bags tortilla chips
Directions
- In a greased 9 x 13-inch pan spread refried beans on bottom Next spread cream cheese over beans
- Brown ground beef drain and add taco seasoning mix
- Spread on cream cheese
- Next spread salsa and top with cheese
- Bake 15 to 25 minutes at 350
- Serve with tortilla chips